Bad Credit Is Not a Character Flaw. It's a Profile Flaw. We Fix It in 90 Days — or You Don't Pay.
Your credit score is a math problem disguised as a moral judgment. Most negative items on your report are legally disputable, paid-off but unreported, or incorrectly aged. We audit, dispute, optimize, and build your profile to fundable status — and back it with a 90-day movement guarantee.
$1,200 flat · No hidden feesAvg. score lift in 90 days
Negative items removed
First measurable movement
Flat. No surprise fees.
You can have the best offer in the world. The most anointed mission. The clearest calling.
And a 580 credit score will close every funding door before the conversation even starts.
Credit isn't moral. Credit is mechanical. Treat it like a system — and you can fix it.
Month By Month — Exactly What Happens
- 00
Month 0
Audit & Strategy
Tri-bureau pull. Forensic line-by-line review. We map every disputable item, every utilization issue, every aged inquiry — and lock the 90-day plan.
- 01
Month 1
Round 1 Disputes
First wave of disputes goes out — certified, tracked, escalated. Goodwill letters mail to creditors on paid-off negatives. You start utilization optimization.
- 02
Month 2
Round 2 + Optimization
Second-round disputes on anything that came back verified. Tradeline placement (when applicable). First measurable score movement typically lands here.
- 03
Month 3
Fundable Status
Final round disputes. Profile stress-tested against lender underwriting. Most clients exit with the score, profile, and depth needed to enter the funding stack.
Everything Included In The Program
We don't gatekeep. Here's exactly what we do for $1,200.
- Tri-bureau credit pull and forensic audit (Experian, Equifax, TransUnion)
- Custom dispute letter sequence — written, sent, tracked
- Goodwill letter strategy for paid-off negatives
- Inquiry removal pursuit
- Utilization optimization plan
- Tradeline strategy (when applicable)
- Authorized user placement (when applicable)
- Monthly progress reports + advisor check-ins
- 90-day program with extended support if needed
The 90-Day Movement Guarantee
If your credit profile doesn't show measurable, documented improvement within 90 days of enrollment, we keep working for free until it does. Period.
Start Your Credit AuditCredit Repair FAQ
"The borrower is servant to the lender." We don't repair credit so you can borrow more. We repair credit so you can stop being borrowed against — and start stewarding capital like the wealthy do.
Your Credit Doesn't Define You. It Just Holds You Back. Let's Fix It.
Start Your Credit AuditSoft credit pull · No score impact · 15-min commitment
