Fix & Flip Hard Money Loans
Acquisition + rehab capital in one loan, structured for speed. Buy properties at auction, off-market, or wholesale and finance the renovation in the same close.
Up to 90% LTC · 100% of rehab
Loan Amount
LTC
Rate
Term
Speed
What it is. How it works. Who it's for.
Fix & flip loans are short-term, asset-based real estate loans designed for investors buying distressed properties to renovate and sell. We finance both the purchase and the rehab budget, with rehab funds drawn in stages as work is completed.
Best fit for
- Experienced flippers scaling deal volume
- First-time investors with experienced contractors
- BRRRR strategy investors (buy, rehab, rent, refi, repeat)
Four steps from inquiry to wire.
- 01
Term Sheet
We issue indicative terms within 24–48 hours of getting deal details.
- 02
Underwrite
Property appraisal, scope of work, sponsor review.
- 03
Close
Title closes in 7–14 days. Acquisition funds wire.
- 04
Rehab Draws
Renovation funded in stages as work is inspected.
What we look for.
Most files that fit these markers move quickly. If yours doesn't yet, we'll show you how to get there.
Get Pre-Qualified- FICO 660+
- Verifiable liquidity for down + reserves
- Property in qualifying market
- Realistic ARV (after-repair-value) supported by comps
The ones we get most.
Often paired with Fix & Flip Loans
DSCR Rental Loans
- Investors building or expanding a rental portfolio
- Self-employed buyers without traditional W-2 income
Ground-Up Construction Loans
- SFR spec builders
- Small multifamily developers (2–20 units)
Stabilized Bridge Loans
- 1031 exchange acquisitions
- Recapitalizing equity in stabilized property
Apply for Fix & Flip Loans
Free 15-minute audit. Soft credit pull only. Pay only after funded.
Start My ApplicationSoft credit pull · No score impact · 15-min commitment