I'd been turned down twice by my own bank, the same bank I'd carried an account with for nine years. LegacyFORGE didn't hand me a loan application — they rebuilt my file first. Entity cleaned up, profile positioned, then they went out and stacked $187,000 across six approvals, all 0% intro. I bought two trucks cash and stopped renting equipment. It paid for itself in the first quarter.
Outcome
$187,000 secured · 0% for 15 months
Marcus D.
General Contractor · Dallas, TX
Business Funding
Verified client
They actually told me to wait — and they were right
What sold me was honesty. On the first call they told me not to apply yet, that if I waited 41 days for two inquiries to age I'd double my approvals. Any other shop would have pushed me through to get paid. I waited, and we closed $142,500 instead of the $60K I would have scraped together. That one piece of advice was worth more than the fee.
Outcome
$142,500 secured · 6 approvals
Alicia R.
E-Commerce Founder · Atlanta, GA
Business Funding
Verified client
From one truck to a five-truck fleet
Every broker I'd talked to wanted an upfront retainer and gave me nothing but a phone number. LegacyFORGE charged me nothing until the money hit. They structured a $95,000 credit line plus equipment financing on two rigs. I went from one truck to five in fourteen months. These are the people I send every owner-operator I know.
Outcome
$95,000 line + equipment on 2 units
James O.
Trucking Fleet Owner · Miami, FL
Business Funding
Verified client
+290 points across all three bureaus
I was at 592 on Experian and had written off ever being approved for anything. Sixteen items deleted. My Equifax went to 737 and Experian to 729. I cried when I saw the report. Then they turned right around and used the new profile to get me funded. They didn't just fix a number — they changed what my business could do.
Outcome
+290 points combined · 16 deletions
Tanya B.
Med Spa Owner · Charlotte, NC
Credit Restoration
Verified client
A collection I'd fought for four years, gone
There was a $1,755 collection that followed me since 2022. Two other credit companies took my money and did nothing. LegacyFORGE deleted it, plus thirty other negative items, and my scores jumped 319 points combined. What made the difference was the communication — I got a real update every single round, not a portal login and silence.
Outcome
+319 points combined · collection removed
Devin H.
Barbershop Owner · Houston, TX
Credit Restoration
Verified client
Graduated the program — all negatives cleared
I came in with nine collections and inquiries dragging me down, including a $21,677 charge-off. Every single one is deleted. All three bureaus sit at 668, 673, 673 and climbing. They walked me through why each dispute worked instead of keeping me in the dark. I graduated the program feeling like I understood my own credit for the first time.
Outcome
All negative items cleared · 668 / 673 / 673
Priscilla M.
Home Health Agency Owner · Phoenix, AZ
Credit Restoration
Verified client
Term sheet in 36 hours, closed in nine days
My last lender took five weeks and killed a deal. I sent LegacyFORGE the package on a Tuesday and had an indicative term sheet Wednesday night. Closed 90% LTC with rehab drawn in nine days. They knew the numbers cold and never once asked me to re-explain the deal. I've run three more through them since.
Outcome
90% LTC · closed in 9 days
Ryan K.
Fix & Flip Investor · Chicago, IL
Real Estate
Verified client
Four DSCR rentals, no tax returns required
We're both self-employed, so conventional lending was a nightmare of paperwork that always ended in no. DSCR changed everything — they qualified the properties, not our tax returns. Four doors closed in six months. Our advisor picked up the phone on a Sunday during our second closing. That's not normal, and we don't take it for granted.
Outcome
4 rental doors financed · DSCR
Simone & Andre W.
Buy-and-Hold Investors · Nashville, TN
Real Estate
Verified client
They honored the mission, not just the math
We needed ground-up capital for a community center and every lender treated us like a risk profile. LegacyFORGE treated us like stewards. They structured the construction facility in phases so we were never over-leveraged, and they prayed with our board before we signed. Faith-driven isn't marketing language with these people. It's how they do business.
Outcome
Phased construction facility funded
Elder Curtis J.
Church Development Board · Memphis, TN
Real Estate
Verified client
Payroll covered before I lost the contract
I landed a contract I couldn't afford to staff. Receivables financing through LegacyFORGE bridged ninety days of payroll and I kept the account — which is now my largest client. They answered on a holiday weekend to get the file moving. Speed like that is the whole business.
Outcome
90 days of payroll bridged
Nicole A.
Staffing Agency Founder · Newark, NJ
Business Funding
Verified client
The only firm that didn't charge me to talk
Three consultants wanted $2,500 just to review my file. LegacyFORGE ran the audit free, told me exactly where I stood, and only got paid when the $225,000 closed. Second location opens in March. If you're deciding who to trust with this, trust the ones who get paid after you do.
Outcome
$225,000 secured · pay-after-funded
Brandon T.
Restaurant Group Partner · Tampa, FL
Business Funding
Verified client
+145 points and five late payments gone
Five late payments from a rough year were costing me every approval. They removed all five plus eight other items and my scores climbed 145 points. Six months later I qualified for the business line I'd been chasing for two years. Patient, methodical, and they never once oversold me on what was possible.
Outcome
+145 points · 5 lates removed
Denise P.
Freight Broker · Kansas City, MO
Credit Restoration
Reviews shared with client permission · Names abbreviated for privacy · Individual results vary
THE RECEIPTS
Recent credit results behind the reviews
Pulled from client re-import summaries across Equifax, Experian, and TransUnion. Combined three-bureau point movement, with the deletions that produced it.
Results are client-specific · No outcome is guaranteed · We never promise a score
YOUR TURN
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