Accounts Receivable Financing
Stop letting net-30, net-60, and net-90 invoices choke your cash flow. Advance up to 90% of invoice value within 24 hours, repay when your client pays.
Up to 90% advance · Funded in 24–48 hours
Amount
Advance
Term
Speed
Credit
What it is. How it works. Who it's for.
AR financing (also called invoice factoring) lets you sell or borrow against your unpaid invoices. The financing company looks at your customer's ability to pay — not yours — making this a great fit for newer businesses with creditworthy customers.
Best fit for
- B2B and government contractors
- Staffing, transportation, manufacturing
- Any business with slow-paying customers
Four steps from inquiry to wire.
- 01
Submit
Send a sample invoice and customer list.
- 02
Approve
Underwriting reviews customer creditworthiness, not yours.
- 03
Fund
Receive 70–90% of invoice value within 1–2 days of submission.
- 04
Settle
When the customer pays, you receive the remainder minus fee.
What we look for.
Most files that fit these markers move quickly. If yours doesn't yet, we'll show you how to get there.
Get Pre-Qualified- B2B customers (not consumers)
- Customers with reasonable credit
- Invoices not already pledged elsewhere
The ones we get most.
Often paired with AR / Invoice Financing
Business Line of Credit
- Smoothing out seasonal or project-based cash flow
- Buying inventory ahead of a busy quarter
Asset-Based Lending
- Inventory-heavy businesses (distributors, manufacturers, retailers)
- Companies in turnaround or rapid growth
Short-Term Loans / MCA
- Emergency repairs or replacements
- Time-sensitive purchase opportunities
Apply for AR / Invoice Financing
Free 15-minute audit. Soft credit pull only. Pay only after funded.
Start My ApplicationSoft credit pull · No score impact · 15-min commitment