Commercial Real Estate Loans
Owner-occupied or investment commercial real estate — office, retail, industrial, multifamily. Long-term financing structured around the property's income.
Up to 80% LTV · 25-year amortization
Amount
Rate
Term
Speed
LTV
What it is. How it works. Who it's for.
Commercial real estate is the asset class that built most of America's quiet wealth. We arrange acquisition, refinance, construction, and bridge financing for owner-occupied users and investors alike.
Best fit for
- Buying your business's first owned location
- Refinancing maturing CRE debt
- Cash-out refinance to redeploy equity
- Stabilized investment property acquisitions
Four steps from inquiry to wire.
- 01
Term Sheet
We get indicative terms within a week of receiving the package.
- 02
Due Diligence
Appraisal, environmental, title — all coordinated.
- 03
Underwriting
Lender credit committee approval.
- 04
Close
Funds wire at closing. Typical timeline 45–60 days.
What we look for.
Most files that fit these markers move quickly. If yours doesn't yet, we'll show you how to get there.
Get Pre-Qualified- 10–25% down depending on property and use
- DSCR of 1.20+ for investment property
- Operating history or strong sponsor experience
The ones we get most.
Often paired with CRE Loans
SBA Loans
- Acquiring an existing business or competitor
- Buying owner-occupied commercial real estate (504)
Business Bridge Loans
- Acquiring a business while SBA financing closes
- Buying inventory before a known revenue event
Asset-Based Lending
- Inventory-heavy businesses (distributors, manufacturers, retailers)
- Companies in turnaround or rapid growth
Apply for CRE Loans
Free 15-minute audit. Soft credit pull only. Pay only after funded.
Start My ApplicationSoft credit pull · No score impact · 15-min commitment